Interest rates and charges

Variable interest rates

St. James's Place Bank Isaver

Annual Interest

Monthly Interest

St. James's Place Bank Isaver

Balance £1+

Annual Interest

0.20% Gross / AER

Monthly Interest

0.20% Gross / AER

Direct Access Savings (DAS)

Annual Interest

Monthly Interest

Direct Access Savings (DAS)

Balance £1+

Annual Interest

0.20% Gross / AER

Monthly Interest

0.20% Gross / AER

Cash ISA

Annual Interest

Monthly Interest

Cash ISA

Balance £1+

Annual Interest

0.20% Tax-free / AER

Monthly Interest

0.20% Tax-free / AER

All rates shown are variable

You should consider your income tax position when deciding which products to have in your St. James's Place Bank offset Account, whether you wish to be paid interest on your savings each month or once a year and which option you want us to use for the balance netting calculation.

Fees and Charges

Item

Charge

Item

CHAPS - same day electronic funds transfer between banks

Charge

25.00

Item

Copy statements

Charge

Nil

Tax-free is the contractual rate of interest payable where interest is exempt from income tax. Tax treatment depends on your individual circumstances and may change.

Find out more about interest rates and charges (PDF, 3MB)