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Our Principles

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Your home may be repossessed if you do not keep up repayments on your mortgage.

St. James's Place Bank believes in the importance of advice in deciding how best to structure your banking arrangements. This advice (specifically relating to the products and services offered by St. James's Place Bank) will be provided by a St. James's Place Partner who will put you in touch with the dedicated team at St. James's Place Bank to make the process of opening a new Account as simple as possible.

What makes us different?


  • We calculate interest on the basis of daily balances;
  • We have no hidden charges.


  • We offer simple, straightforward savings facilities.


  • You can move money between your facilities, in an instant.


  • We use encryption systems and password protection to ensure that your private information remains private;
  • When we provide transaction processing over the Internet we will guarantee that where a client is the victim of fraud involving the Internet they won't lose any money on their St. James's Place Bank Account as a result of the fraud.

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