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St. James's Place Bank iSaver   Cash ISA   Direct Access Savings
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Direct Access Savings

0.05% AER/GROSS variable. We can offer you a Direct Access Savings facility with no short term bonus or withdrawal restrictions.

Our Direct Access Savings facilities offer you lots of benefits, including:

  • Ability to manage your savings online or by phone;
  • Top up your savings whenever you want;
  • No restriction on deposits or withdrawals;
  • Deposit funds using your debit card, funds cleared instantly.

Do consider if:

  • you would prefer to bank on the phone as well as online.

Please read the below important information and product summary box.

Summary Box: Direct Access Savings

Direct Access Savings is an instant access variable savings facility offering phone and online access. Minimum deposit of £1.00.

Product Name

Direct Access Savings

Interest Rate (AER)

0.05%

Tax Status

Interest will be paid net of income tax (currently 20%) unless you register your Direct Access Savings with us to receive gross interest

Conditions for Bonus Payment

Not applicable

Withdrawal Arrangements

Unlimited withdrawals by transfer to another account online without loss of interest

Access

Phone and online

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