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Your home may be repossessed if you do not keep up
repayments on your mortgage.
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Choose to offset, and instead of receiving interest on your St. James's Place Bank current account/savings balances, you could pay none on the equivalent amount of your offset mortgage.
SEE HOW
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The St. James's Place Bank Account offers you a portfolio of banking facilities, including mortgages, current account and savings.
Current account and savings facilities are available individually and come with attractive rates and features. Offset mortgages are exclusively available complete with an offset current account and savings facility, to enable you to benefit from offsetting.
Through linking your offset facilities together you have the
option to:
minimise the interest you pay on your offset mortgage
or
maximise the interest you earn on your savings.
This could result in your money working harder for you when compared to having separate facilities which are not
linked. See How
Your home may be repossessed if you do not keep up
repayments on your mortgage.
Mortgages | Current
Account | Savings
| Key Benefits
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