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Cash ISA

2.50% AER/tax-free*. You can deposit up to £5,340 this tax year.

You can transfer existing Cash ISAs to St. James's Place Bank.

Please read our Cash ISA Key Features

Our Cash ISAs offer you lots of benefits, including:

• Save up to £5,340 this tax year.
• View your balance and transfer money with our easy to use online banking service.
• Deposit funds using your debit card, funds cleared instantly;
• Transfer existing ISAs using our simple transfer service;
• If you are an existing St. James's Place Bank offset mortgage client, you can offset any of your savings facilities against your mortgage.

Do consider if:

• You are looking for tax-free* savings;
• You are over 18 years of age;
• You want to bank online or over the phone.

Do not consider if:

• You have already made a deposit to another Cash ISA in this tax year, unless you are transferring your ISA to St. James's Place Bank.

Please read the below important information and product summary box.

Summary Box: Cash ISA

Cash ISA is a tax-free* variable savings facility offering phone and online access. You can save up to £5,340 this tax year. Minimum deposit of £1.00.

* Tax-free is the contractual rate of interest payable where interest is exempt from income tax. The favourable tax treatment for Cash ISAs depends on your individual circumstances and may vary in the future.
** Once you have used your annual allowance for a single tax year, your limit will be exhausted, regardless of how much money you have in your Cash ISA at the time.

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