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Current Account
Writing a cheque
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The St. James’s Place Bank Current Account is a fully functional account that pays an attractive basic rate of interest.

  By linking with your offset mortgage you can choose to earn higher rates of interest.
  • We pay 0.10% (AER/GROSS) variable interest on your Current Account, calculated on the basis of daily balances;
  • You will receive a Gold Chip & PIN card which guarantees your cheques up to £250 and which enables you to draw up to £500 per day from any Link ATM;
  • Direct debit, standing order and bill payment services are available;
  • Financial Services Compensation Scheme
 
  • The card may be used abroad for both purchases and cash withdrawals
    Find out more;
  • Overdraft arrangements are available;
  • We have some important changes to tell you about, if you use your online Account to set up payment instructions and to pay bills online. Tell me more
  • You may make Bacs payments online.

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Key Benefits