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St. James's Place Bank no longer offers new Current Accounts to new and existing clients.

The St. James’s Place Bank Current Account is a fully functional account.

We pay 0.05% (AER/GROSS) variable interest on your Current Account, calculated on the basis of daily balances; You will have a Gold Chip & PIN Visa debit card which guarantees your cheques up to £250 and which enables you to draw up to £500 per day from any Link ATM; Direct debit, standing order and bill payment services are available;

The card may be used abroad for both purchases and cash withdrawals - Find out more; Overdraft arrangements are available;

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